Our business banking team takes time to know your operation — from family farms to local shops and service companies. We make decisions locally, so you can move faster and plan smarter.
Fuel Your Business Growth
with a Bank That’s Invested in You
You have big goals, and you need a financial partner who gets it.
FNB provides the essential banking tools every business needs:
Main Street Business Checking offers the simplicity and value your business deserves — no hidden fees, no complicated requirements, just essential tools like online banking, a debit card, and bill pay included.
Account Details
- $10 Monthly Fee
- waived when you enroll & utilize Online Banking**
- $3 Paper Statement Fee
- No Minimum Balance
Standard Account Services — Always included with any checking or savings account without an additional fee
- Includes access to Online Banking, Bill Pay, ATM & Debit Card, and no cost Cashier’s Checks & Money Orders
- Ability to export transactions to Quickbooks
Our Non-Profit Checking account is designed to support the organizations doing good in our community, with no monthly service fees so more of your resources can go directly toward your mission.
Account Details
- No Monthly Fee
- $3 Paper Statement Fee
- No Minimum Balance
Standard Account Services — Always included with any checking or savings account without an additional fee
- Includes access to Online Banking, Bill Pay, ATM & Debit Card, and no cost Cashier’s Checks & Money Orders
- Ability to export transactions to Quickbooks
Settling an estate can feel complicated, so we’ve made the banking part simple. This free, interest-earning account gives you a secure place to manage funds during the estate process.
Account Details
- No Monthly Fee
- No Paper Statement Fee
- No Minimum Balance
- Earns 0.05% APY*
Standard Account Services — Always included with any checking or savings account without an additional fee
- Includes access to Online Banking, Bill Pay, ATM & Debit Card, and no cost Cashier’s Checks & Money Orders
- Ability to export transactions to Quickbooks
Our Main Street Business Savings account is the perfect companion to your checking account, giving your business a simple way to earn interest on your balance while keeping funds easily accessible.
Account Details
- $10 Monthly Fee
- Fee waived with ??
- $3 Paper Statement Fee
- No Minimum Balance
- Earns 0.10% APY*
Standard Account Services — Always included with any checking or savings account without an additional fee
- Includes access to Online Banking, Bill Pay, ATM & Debit Card, and no cost Cashier’s Checks & Money Orders
- Ability to export transactions to Quickbooks
*APY = Annual Percentage Yield
**Active use of Online Banking is logging in at least once in a calendar month
Tools That Make Running Your Business Easier
As a local business, you need banking tools that help you work smarter — without giving up the personal service you value. FNB Germantown gives you both: the convenience of modern online banking and the support of real people who understand your business.
Bill Pay
Manage your payables with ease by scheduling one-time or recurring payments to vendors. Payments are sent electronically (ACH) or by paper check, helping you stay organized and on time.
Mobile App
Access your accounts anytime from your phone, check balances, transfer funds, and review activity — all with the convenience of secure mobile banking.
Mobile Deposits
Deposit checks right from your mobile device by snapping a photo through our app. No trips to the bank, no lost time — just quick, simple deposits.
Business Debit Cards
Make everyday spending simpler by providing debit cards to trusted employees, giving them the access they need while keeping you in control. Every purchase is tracked in Online Banking, making reconcilement fast and accurate. Replacement cards are free for normal wear and tear or fraud, with only a small fee for lost or damaged cards.
QuickBooks Integration
Export your account transactions from Online Banking and import them directly into QuickBooks, making bookkeeping faster, cleaner, and easier to manage.
Additional Ways We Support Your Business
Running a business comes with enough challenges — protecting your information and planning for future growth shouldn’t be two of them. FNB Germantown offers extra tools to help you stay secure and move forward with confidence.
ID TheftSmart™ Protection
Safeguard your business and your employees with proactive identity protection services. ID TheftSmart helps you monitor your credit and provides professional recovery assistance if your identity is ever compromised — so you can stay focused on running your business.
Package Options:
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ID Restoration & Recovery Services: $5.00
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Restoration, Recovery & Credit Monitoring: $10.00
Explore Business Loan Options
As your business grows, you may need access to capital — whether it’s for equipment, expansion, cash flow, or new opportunities. Our local lenders are here to help you find the right loan or line of credit to support your next step.
